You built a successful business. Your tax returns don't tell the whole story — and the right lender knows it. We offer Bank Statement Loans, Asset-Based Lending, and alternative qualification programs for self-employed buyers and business owners across the Bay Area, Sacramento, and all of Northern California. 26 years of experience. Licensed in California - NMLS 310302. Edge Home Finance LLC is licensed in 50 states.
We can fund your real estate investments where Edge Home Finance LLC is licensed.
12 or 24 month Bank statements
No tax returns required
No paystubs needed
Asset depletion loans
All NorCal counties


Prime Gate Financial is a marketing name used by Ed Esteban and provides educational and marketing services only. Prime Gate Financial is not a mortgage lender, broker, bank, or insurance company. Ed Esteban is a licensed Mortgage Loan Officer (NMLS #310302) operating under Edge Home Finance LLC (NMLS #891464). All mortgage loans are originated, processed, and funded through Edge Home Finance LLC. Insurance products, including life insurance and annuities, are offered through Freedom Equity Group. Ed Esteban is a licensed insurance agent (CA License #0F98307). Prime Gate Financial does not issue insurance policies or originate mortgage loans.
