Privacy Policy | Terms & Conditions

Effective Date: February 1, 2020

Welcome to Prime Gate Financial (“Company,” “we,” “our,” or “us”). By accessing this website or submitting your information through any form, you agree to the following Terms & Conditions.

1. Use of Website

This website is intended for informational and marketing purposes only. By using this site, you agree to use it lawfully and not for any fraudulent or unauthorized purpose.

You agree not to:

Misuse or attempt to disrupt the website

Submit false or misleading information

Violate any applicable laws or regulations

2. No Financial or Legal Advice

The information provided on this website does not constitute financial, legal, or tax advice. All products and strategies should be reviewed with a licensed professional before making decisions.

3. Products & Services Disclaimer

All products and services referenced (including mortgage loans, life insurance, and financial programs) are subject to:

Qualification

Underwriting approval

Availability by state and provider

Not all applicants will qualify. Terms, rates, and conditions are subject to change without notice.

4. Consent to Contact (TCPA Compliance)

By submitting your information through this website, you expressly consent to be contacted by [Your Company Name], its representatives, or affiliated partners via:

Phone calls

Text messages (SMS/MMS)

This may include the use of:

Automated dialing systems

Artificial or prerecorded voice messages

Important:

Consent is not a condition of purchase.

Message and data rates may apply.

You may opt out at any time by replying “STOP” to text messages or using unsubscribe links in emails.

5. Do Not Call (DNC) Acknowledgment

By submitting your information, you acknowledge that even if your phone number is listed on a federal or state Do Not Call registry, you are providing express written consent to be contacted as described above.

6. Privacy & Data Usage

We respect your privacy. Any information submitted:

Will be used solely for the purpose of evaluating your needs and providing services

Will not be sold to unaffiliated third parties

Information may be shared with:

Licensed agents

Lending partners

Insurance carriers

All data handling is in accordance with applicable privacy laws.

7. No Guarantee of Results

We do not guarantee:

Loan approval

Specific rates or terms

Financial outcomes

Individual results will vary based on personal financial circumstances and market conditions.

8. Third-Party Links

This website may contain links to third-party websites. We are not responsible for:

Content

Accuracy

Privacy practices

of those external sites.

9. Intellectual Property

All content on this website (text, graphics, branding) is the property of Prime Gate Financial and may not be copied, reproduced, or distributed without written permission.

10. Limitation of Liability

To the fullest extent permitted by law, Prime Gate Financial shall not be liable for any damages arising from:

Use or inability to use the website

Reliance on information provided

Errors or omissions

11. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website constitutes acceptance of those changes.

12. Contact Information

If you have questions about these Terms & Conditions, please contact:

Prime Gate Financial
131 Sunset Ave, Ste E - 187, Suisun City, CA 94585
Office (707) 207.3400
Email: [email protected]

Disclosure:

Prime Gate Financial is a marketing name used by Ed Esteban and provides educational and marketing services only. Prime Gate Financial is not a mortgage lender, broker, bank, or insurance company. Ed Esteban is a licensed Mortgage Loan Officer (NMLS #310302) operating under Edge Home Finance LLC (NMLS #891464). All mortgage loans are originated, processed, and funded through Edge Home Finance LLC. Insurance products, including life insurance and annuities, are offered through Freedom Equity Group. Ed Esteban is a licensed insurance agent (CA License #0F98307). Prime Gate Financial does not issue insurance policies or originate mortgage loans.

We help individuals, families, and business owners access education, guidance, and coordination with experienced licensed professionals across mortgage and financial services.

Through established financial institutions and licensed providers, we support clients in exploring strategies and implementing solutions aligned with their goals and applicable regulations.