Smart Lending Solutions

for Home Owners & Investors

Strategic Financing for Home Purchase, Refinance & Home Equity Access

Whether you are buying your next home, refinancing for better cashflow, or unlocking equity for business growth, we help you access the right lending solution with speed & clarity.

APPLY for HOME LOANPurchase, Refinance, & Investment Loans

CHECK HELOC OPTIONSAccess Equity & Fast Capital

Ed Esteban, Sr Mortgage Loan Officer NMLS 310302

26+ Years in Mortgage Lending

HOME LOANS

PURCHASE REFINANCE INVESTMENT PROPERTY DSCR LOANS

Whether you are a First Time Home Buyer, Seasoned Investor, or expanding your real estate portfolio, we provide access to flexible mortgage solutions designed around your goals.

POPULAR OPTIONS

Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Non-QM
DSCR Investor Loans
Bank Statement Loans
Cashout Refinance

BENEFITS

Competitive Rates
Fast Approvals
Investor-Friendly Programs
Alternative Income Documentation
Multiple Lending Sources

Start Home Loan Application

HELOC SOLUTIONS

ACCESS TO EQUITY WITHOUT SELLING YOUR PROPERTY

Your home equity could be your strongest financial tool. Use HELOC for a variety of needs. Because it acts as a credit line rather than a lump sum, it is ideal for funding projects over time.

POPULAR OPTIONS

Business Capital
Real Estate Investments
Payoff High-Interest Credit Cards
Home Improvements
Emergency Reserves
Wealth Building Opportunities

BENEFITS

Easy Application in Minutes
Funding in 3-5 Days
Fast Qualification Review
Flexible Access to Capital
Investment Opportunities

See If You QualifyCheck HELOC Eligibility

In Collaboration With

Disclosure:

Prime Gate Financial is a marketing name used by Ed Esteban and provides educational and marketing services only. Prime Gate Financial is not a mortgage lender, broker, bank, or insurance company. Ed Esteban is a licensed Mortgage Loan Officer (NMLS #310302) operating under Edge Home Finance LLC (NMLS #891464). All mortgage loans are originated, processed, and funded through Edge Home Finance LLC. Insurance products, including life insurance and annuities, are offered through Freedom Equity Group. Ed Esteban is a licensed insurance agent (CA License #0F98307). Prime Gate Financial does not issue insurance policies or originate mortgage loans.

We help individuals, families, and business owners access education, guidance, and coordination with experienced licensed professionals across mortgage and financial services.

Through established financial institutions and licensed providers, we support clients in exploring strategies and implementing solutions aligned with their goals and applicable regulations.