Helping Individuals, Professionals, and Business Owners Navigate Income Protection, Mortgage Options, and Long-Term Financial Decisions with Licensed Professionals
“If Your Retirement Isn’t Guaranteed… it’s Exposed. Period."
Global instability isn’t slowing down—and market risk, rising taxes, and income interruption can erode everything you’ve built.
We provide an education-first approach—so you understand how to protect your money from market downturn, secure your income, and reduce tax exposure, all working together over time.
Customized strategies. Plans that actually makes sense. No pressure.
Tax Strategy
Risk Management
Wealth Planning
Who We Are. What We Offer.
How We Work
Who We Serve
We work with professionals, business owners, and individuals seeking clarity around income protection, mortgage options, and long-term financial decision-making through licensed financial professionals.
Our Role
Acts as your strategic partner—providing education, analysis, and coordinated planning. We guide the process, align solutions with your objectives, and collaborate with licensed carriers and institutions for implementation.
Solutions & Plan Disclosures
When insurance-based strategies are appropriate, solutions are offered through properly licensed financial professionals affiliated with Freedom Equity Group.
When real estate–based strategies are appropriate for diversification or funding purposes, mortgage loan transactions are originated by Edge Home Finance LLC, where Ed Esteban (NMLS #310302) is a licensed Mortgage Loan Officer.
Prime Gate Financial is a marketing and educational platform and does not provide, originate, or underwrite mortgage loans or issue insurance policies.
All services are provided by appropriately licensed entities and professionals in accordance with applicable regulations.
Collaboration Philosophy
We complement the work of CPAs, attorneys, and other advisors. Our role is to identify gaps, design strategies, and support coordinated implementation.
Client First Statement
Recommendations are made based on suitability, regulatory guidelines, and long-term client objectives—not product quotas.
Tax Strategies
Wealth Planning
Risk Mitigation
Executive Bonus Plans
Employee Retention Plan
Commercial Real Estate Lending
Why Choose Us
We help business owners evaluate their options and connect with licensed professionals to implement the right financial solutions.
“Recommendations are based on individual client needs and may involve multiple independent financial service providers.”
With years of experience, we specialize in simplifying benefits implementation, offering solutions that meet your needs. Our commitment to accuracy, transparency, and personalized service ensures your business is in safe hands.
10th
Experience
Our Team
Meet Our Team
We collaborate with a network of experienced, licensed professionals across mortgage and financial services to help business owners evaluate their options and implement appropriate solutions.
Ed Esteban
Principal Financial Strategist
Senior Mortgage Broker
CDI 0F98307 NMLS 310302
Tess Esteban
Operations & Case Manager
Sandra Dawana
Financial Consultant, Life Insurance Agent, Registered Nurse, QIDP
CDI 4501166
Amy Buccat
Financial Consultant Registered Nurse, RCFE Administrator, Life Agent CDI 0K49381
“Their attention to detail and proactive approach have saved us time and resources. We trust them completely with our financial health, and their ongoing support gives us peace of mind.”
Jenny T.
Healthcare Facility Owner
Testimonials
What Listener Says
"Our collaboration with this team transformed our financial processes. Their expert guidance and personalized solutions have elevated our business performance beyond expectations."
“Working with Ed Esteban and his network of licensed professionals helped us improve how we approach our financial decisions and long-term planning.
The guidance, clarity, and coordination throughout the process made a significant difference in our overall business strategy and confidence moving forward.”
“Their attention to detail and proactive approach have saved us time and resources. We trust them completely with our financial health, and their ongoing support gives us peace of mind.”
Jenny T.
Healthcare Facility Owner
In Collaboration With
Disclosure:
Prime Gate Financial is a marketing name used by Ed Esteban and provides educational and marketing services only. Prime Gate Financial is not a mortgage lender, broker, bank, or insurance company. Ed Esteban is a licensed Mortgage Loan Officer (NMLS #310302) operating under Edge Home Finance LLC (NMLS #891464). All mortgage loans are originated, processed, and funded through Edge Home Finance LLC. Insurance products, including life insurance and annuities, are offered through Freedom Equity Group. Ed Esteban is a licensed insurance agent (CA License #0F98307). Prime Gate Financial does not issue insurance policies or originate mortgage loans.
We help individuals, families, and business owners access education, guidance, and coordination with experienced licensed professionals across mortgage and financial services.
Through established financial institutions and licensed providers, we support clients in exploring strategies and implementing solutions aligned with their goals and applicable regulations.
Pages
Information
Mailing Address
131 Sunset Ave, Ste E-187, Suisun City CA 94585
Call Us
(707) 207-3400
SMS (650) 651.5565
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